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Employee Benefits

AFA Flex Plan
Retirement Savings Plan

The Moraga School District contracts with Envoy Plan Services to manage employee 403B/457B retirement plans. MSD is pleased to be able to offer the benefits of voluntary pre-tax savings plans in order for you to defer current income taxes to your post-retirement years while accumulating additional savings.


For more info on pre-tax 403(B) & 457(B)retirement plans.

2023 403(b) and 457 (b) Plan Highlights.pdf (PDF)

To visit the Envoy Plan Services website click HERE.


For Plan Distribution Requests, follow these procedures.

Envoy Plan Services